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EDFA NEWSLETTER | November 2025

Welcome to the latest from EDFA!

As we move through November, EDFA continues to build on a season of strong activity and engagement across Europe.

Recent highlights from the Q4 Supervisory Board Meeting in Warsaw to the launch of Bridging Borders and the latest Fintech Café with DG FISMA reflect EDFA’s growing role as the collective voice of Europe’s digital finance community and its commitment to shaping the agenda for 2026.



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EDFA Q4 Supervisory Board Meeting in Warsaw

Our Q4 Supervisory Board Meeting took place in Warsaw, hosted by FinTech Poland, alongside Warsaw Finance Week 2025. This end-of-year meeting was an opportunity to reflect on our progress, set priorities for 2026, and strengthen collaboration across our community.

👉 Read more



Fintech Café - November 2025
The latest Fintech Café featured Mattias Levin, Head of the Digital Finance Unit at DG FISMA, in a timely discussion on the future of EU digital finance regulation. The conversation explored how fintechs can strengthen Europe’s competitiveness while navigating key files such as MiCAR, DORA, and FiDA, and reflected on the European Commission’s newly unveiled 2026 Work Programme.
A strong message emerged - collaboration between regulators, fintechs, and associations will be essential to ensure innovation and resilience go hand in hand.
👉 Read the blogpost



Fintech Visits DG FISMA: Spotlight on Germany’s Fintech Ecosystem

The latest Fintech Visits DG FISMA, organised by EDFA and the European Commission, focused on Germany’s fintech landscape.
Led by Digital Invest Germany, the session featured Cashlink, Nyala, 21X, and Portagon, highlighting innovation in digital investing and tokenisation. Discussions with DG FISMA centred on regulatory harmonisation, market scalability, and the need for continued dialogue between national ecosystems and EU policymakers.
👉 Read the full story

    Public Affairs

    European Commission's Work Programme 2026

    The European Commission’s 2026 Work Programme, “Europe’s Independence Moment,” presented to the European Parliament on 21 October 2025, sets out legislative priorities for reindustrialisation, internal market integration, defence, and digital sovereignty, alongside efforts to simplify EU regulation (25 legislative withdrawals, one repeal, and three omnibus proposals).

    EDFA is closely monitoring the legislative initiatives most relevant to fintech and digital finance and will leverage the 2026 Work Programme to plan and coordinate its public affairs and regulatory engagement, ensuring that Europe’s fintech community continues to be effectively represented in key policy dialogues at the EU level.

    

    Bridging Borders: Fintech and Regulators Towards a Unified European Financial Market

    On 19 November in Paris, EDFA will launch its new Bridging Borders Roundtables - a series designed to connect fintech associations and national supervisors across Europe to foster dialogue, cooperation, and mutual understanding.
    The first edition, “Fintech and Regulators Towards a Unified European Financial Market,” will focus on addressing market fragmentation and promoting cross-border growth opportunities for fintechs and SMEs

    👉 Read more

    

    EDFA Digital Finance Policy Summit – European Parliament, 3 December 2025

    EDFA will host the Digital Finance Policy Summit on 3 December 2025 at the European Parliament in Brussels - a flagship event bringing together Members of the European Parliament, EU officials, national representatives, and leading fintech and digital finance companies to discuss Europe’s digital transformation.

    Last call for partnership opportunities!

    A limited number of partnership slots remain, offering high visibility, access to policymakers and industry leaders, and the opportunity to contribute to shaping Europe’s digital finance future.

    👉Read more and email us at [email protected] if you wish to collaborate.

          Working Group Updates

          Is your association a member of EDFA?

          Join our to contribute to key policy discussions and ensure your voice is heard at the European level. 

          👉 Register here

          Working Group Highlights

          EDFA’s working groups continue to bring together experts and members from across Europe to discuss key developments shaping the future of digital finance.

          • ECSP Working Group: Preparing for an upcoming session with the European Commission to discuss crowdfunding regulation and market supervision.

          • Blockchain & Crypto Working Group: Engaging on DLT Pilot Regime updates, MiCAR implementation, and the Digital Euro.

          • Open Finance Working Group: Advancing industry dialogue on financial data access (FIDA), KYC frameworks, and payment initiation rules under PSD3/PSR.

          • AI Working Group: Finalising an AI taxonomy for digital finance and monitoring regulatory progress across the EU.

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              Upcoming Events

              Africa Fintech Festival 2025 – Pretoria, 24–26 November
              An official G20 side event uniting Africa’s fintech ecosystems.
              EDFA members can join the European delegation through the GFA partnership.
              🔗 africafintechfestival.org

              

              Digital Finance Summit 2025 – Brussels, 2 December
              Europe’s premier fintech event by Fintech Belgium.
              EDFA community members get 30% off with code EDFA_FTBE_MED25.
              🔗 digitalfinancesummit.com

              

              World Finance & Banking Symposium 2025 – Brno, 15–17 December
              Academic and industry experts meet to discuss the future of finance and banking.
              🔗 Learn more

              

              Baltic Payment Forum 2026 – Vilnius, 3 March
              Join global payments leaders to discuss innovation, regulation, and cross-border growth.
              EDFA members receive a special discount via their national associations.
              🔗 www.payforum.tech

              

              Fintech R:Evolution 2026 – Paris, 1 April
              Save the date for France FinTech’s flagship event Fintech R:Evolution, bringing together innovators, regulators, and investors to shape the future of finance in France and beyond.
              🔗 francefintech.org/en/fft-revolution

              

              International Conference for Alternative Finance Research 2026 – Malaga, 10–12 April
              The leading global forum on crowdfunding, digital lending, and alternative finance.
              🔗 Learn more

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