EDFA’s latest policy actions, industry insights, consultations, and upcoming events — shaping the future of digital finance in Europe.
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| EDFA NEWSLETTER | July 2025 |
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| Welcome to the latest from EDFA! It’s been a strong start to the summer for Europe’s digital finance community. From launching the first-ever Fintech Café d’Europe to sharing joint positions on the FIDA simplification proposal, and spotlighting the French fintech ecosystem to the European Commission, there’s plenty to catch up on. Want to Be Featured?Have updates, events, or insights to share with the European digital finance community? |
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| What are we working on at EDFA? |
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Fintech Café d’Europe - A New Space for Policy Dialogue On July 1st, we hosted the first edition of Fintech Café d’Europe ☕, bringing together associations from across Europe and beyond for an open, informal exchange on the future of digital finance. From FIDA and the 28th Regime to MiCAR and RegTech, the discussion covered the key policy themes shaping innovation across the EU. Want to know what was on the table and what’s next? 👉Read the recap on our website France Fintech visits Last month, our Fintech Visits programme spotlighted the French fintech ecosystem, in collaboration with France Fintech and standout companies from the French market. These monthly visits continue to be a vital part of EDFA’s engagement with EU policymakers, promoting cross-border dialogue and showcasing Europe’s fintech diversity.
👉Read more EDFA’s Q3 supervisory board meeting is set to happen in Budapest Our Q3 Supervisory Board Meeting will take place in Budapest in September, hosted by EFISZ. It will be a great moment for in-person collaboration, strategic discussion, and community building. |
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Joint Statement on FIDA Simplification EDFA has co-signed a joint industry statement in support of a stronger, more practical FIDA framework. The statement welcomes key elements of the European Commission’s simplification approach while calling for targeted refinements to ensure the regulation promotes innovation, competition, and consumer empowerment. 👉Read the full position on our website
EDFA Responds to FIDA Simplification Proposal EDFA has submitted its position on the European Commission’s proposed FIDA simplifications, supporting a more practical and innovation-friendly framework. Key recommendations include clearer rules on compensation, legal basis, and technical implementation. 👉Read the full position on our website
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| AI Working Group The AI Working Group, chaired by Jeremy Sulzbacher, met on July 7 and explored fintech use cases for AI, continue building a shared taxonomy, and discuss developments around the AI Act implementation, including the transition timeline. We also explored the topic of high-risk models, with particular focus on credit scoring. Open Banking Working Group The Open Banking Working Group continues to actively monitor PSD3/PSR trilogue developments and align EDFA’s positioning with the evolving institutional landscape. Our aim is to ensure that EDFA’s priorities remain visible and relevant as negotiations progress. Further engagement opportunities will be shared soon. |
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| We would love to hear about the latest happenings in your community! Feel free to share any updates or news that you think would interest the EDFA community. Submit your news and events. |
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🔍Fintech Belgium: 2025 Belgian AI Barometer The 2025 AI Barometer, published by Fintech Belgium and Sailpeak, reveals AI's pivotal role in Belgian financial institutions. With 85% having dedicated AI teams and a majority pursuing strategic roadmaps, the sector is shifting from experimentation to full integration. Investments target productivity and efficiency, but legacy system complexity and limited business buy-in remain major hurdle.
Read more and download the report |
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💡Fintech Hub LT Deep Dive: Governance, Auditing & Compliance
Fintech Hub LT recently hosted a highly practical training session at ROCKIT Vilnius, focusing on essential updates in governance, auditing, and compliance for fintech executives. Experts from Lietuvos bankas, WALLESS, and the European Compliance Professionals Association shared critical insights. Read more about the key takeaways from this event |
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🔍France FinTech Meets EU Commissioner Maria Luís Albuquerque France FinTech, alongside Lydia, Greenly, Leocare, and Helios.do, recently met with Commissioner Maria Luís Albuquerque and her team. The discussion focused on showcasing France's robust fintech ecosystem, its current challenges, and advocating for entrepreneurs with European decision-makers. Key topics included regulatory pressures, competition, and attracting talent and investment to Europe. Read more about the key discussions |
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📱RoFintech: Embedded ESG in Consumer Apps An article from RoFintech highlights the growing trend of fintechs integrating ESG (Environmental, Social, and Governance) scoring tools directly into consumer apps. This provides real-time transparency and brings climate data into everyday financial decisions, marking a key development in the green transition.
Read more about embedded ESG in fintech
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| Stay ahead of the game and mark your calendars or add EDFA’s event calendar to your agenda. EDFA partners with key industry events to offer members curated access, speaking opportunities, and exclusive benefits. More details are available in the EDFA Member Hub. |
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Connect with the forefront of Nordic fintech at the most essential conference in northern Europe on September 24–25. With over 2,000 attendees and 100+ sessions, Nordic Fintech Week brings together startups, investors, regulators, and financial institutions for two days of high-impact content and networking. EDFA members benefit from a special discount - details will be shared in the EDFA Member Hub. 🔗Learn more & register |
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Webinar: Virtual Assets & Fintech in Africa - A Policy PerspectiveJoin Ripple and the Africa Fintech Network for a live webinar exploring regulatory trends around virtual assets and their impact on financial inclusion and cross-border payments across the continent. 🗓️ July 21, 2025 | 🕐 13:00 GMT | 💻Register here Featuring experts from Ripple, the Fintech Association of Nigeria, and Yellow Card App. |
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Africa Fintech Network Virtual Townhall In celebration of World Fintech Day, the Africa Fintech Network (AFN) is hosting a high-level virtual town hall focused on a strategic topic for the continent's fintech future. The online session will bring together experts from across Africa to discuss how regulatory harmonization can unlock cross-border payments, advance intra-African trade, and promote financial inclusion.
🗓️ August 1, 2025 | 🕐 01:00 PM – 02:30 PM GMT |🔗Register here |
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| Are there any news or events you'd like us to share? Send us your news to share with EDFA Community! |
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EDFA Ecosystem and Community Calendar Stay in the loop – sync the EDFA ecosystem calendar |
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